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My Dear members of PUPGB family,

I feel honored and privileged to get an opportunity of working with the family PUPGB,a premium Regional Rural Bank.

Your hard work, strategically and consistent efforts have brought the institution to its present status. I would like to congratulate you people deeply for the immense success you have achieved in your efforts. You have nurtured the institution with your devotion and belongingness. My dear friends, I have been blessed to have a highly competent and devoted team to work with. I am absolutely sure that together we would be able to reach our destination easily and the journey would be beautiful and comfortable as well. The need of the hour is to recognize the immense potentials we have and to channelize our energies in the right direction. Sometimes the most ordinary things could be made extraordinary by doing them with the right people. I am sure that I can look up to each one of you to extend the same amount of co-operation to me and would work with the same level of sincerity towards the institution as you are doing since last many years.

We have to deal with a very heterogeneous group of Customers; we have to keep in mind the specific need of each customer to serve him in a better way. The value addition and better delivery are the keys to compete with our pear Banks.

Remember friends, Excellence is never an accident. It is the result of high intention, sincere efforts, intelligent direction and skilful execution.

I hope our customer centric approach will provide us opportunity of Deposit mobilization, Diversified Credit Offtake and recovery in irregular and NPA accounts.

Thank you very much. God bless you and your family.

With the best wishes !

Sincerely Yours,

(Anil Kumar Sharma)