Take look at our
Interest Rates on Retail and MSME Product
(A) CAR LOAN:-
|
S. No.
|
Particulars
|
ROI (%)
|
|
A
|
1)Govt./PSU Employees/Pensioners,
2)Our Bank’s Employees and Pensioners,
3)Existing retail loan customers whose all loan accounts are running regular,
4)Other customers with CIC Score 750 & Above*
|
8.60
|
|
B
|
Other customers having CIC score less than 750
|
9.10
|
(B) Housing Loan:-
|
S. No.
|
Particulars
|
ROI (%)
|
|
A
|
1)Govt./PSU Employees/Pensioners,
2)Our Bank’s Employees and Pensioners,
3)Existing retail loan customers whose all loan accounts are running regular,
4)Other customers with CIC Score 750 & Above*
|
8.25
|
|
B
|
Other customers with CIC score less than 750
|
8.50
|
(C) Personal Loan:-
|
S. No.
|
Particulars
|
ROI (%)
|
|
A
|
CIC Score ≥ 750
|
10.50
|
|
B
|
CIC Score ≥ 700 less than 750 or with Nil credit history (i.e., -1 or 0)
|
11.25
|
|
c
|
CIC Score < 700
|
11.75
|
(D) Education Loan:-
|
S. No.
|
Particulars
|
ROI (%)
|
|
A
|
1) Upto Rs.4 Lakh
2) Above Rs.4 Lakh upto 7.5 Lakh
|
11.00
|
|
B
|
Loans over Rs.7.50 lac (where 100%tangible collateral security in the shape of IP enforceable under SARFAESI Act, and/or liquid security is available)
|
10.00
|
|
C
|
Loans over Rs.7.50 lac (Other cases)
|
12.00
|
|
D
|
Loan for pursuing education from premier foreign Universities and Educational Institutes (201)
|
10.00
|
(E) ADVANCE AGAINST MORTGAGE OF IMMOVABLE PROPERTIES (TL&OD):-
|
S. No.
|
Particulars
|
ROI (%)
|
|
A
|
Value of Security greater than 100% less than 150%
|
10.50
|
|
B
|
Value of Security greater than equals to 150% less than 200%
|
10.00
|
|
C
|
Value of Security greater than equals to 200%
|
9.50
|
(F) MSME LOAN:-
|
S. No.
|
Particulars
|
ROI (%)
|
|
A
|
SME (All loans Upto 10 Lakh Covered under PMMY)
|
10.00
|
|
B
|
Over Rs.10 Lakh
|
10.00
|
|
C
|
Seed Processing Units, Rice Mill & Other Processing Units
|
9.50
|
*Note:- As per collateral security given by the applicant.