Take look at our

Interest Rates on Advances w.e.f. 21.09.2022

 

(A) CAR LOAN:-

S. No. Particulars ROI (%)
A 1)Govt./PSU Employees/Pensioners,
2)Our Bank’s Employees and Pensioners,
3)Existing retail loan customers whose all loan accounts are running regular,
4)Other customers with CIC Score 750 & Above*
8.00
B Other customers having CIC score less than 750 8.50

 

(B) Housing Loan:-

S. No. Particulars ROI (%)
A 1)Govt./PSU Employees/Pensioners,
2)Our Bank’s Employees and Pensioners,
3)Existing retail loan customers whose all loan accounts are running regular,
4)Other customers with CIC Score 750 & Above*
7.75
B Other customers having CIC score less than 750 8.00

 

(C) Personal Loan:-

S. No. Particulars ROI (%)
A CIC Score ≥ 750 10.25
B CIC Score ≥ 700 less than 750 or with Nil credit history (i.e., -1 or 0) 11.00
C CIC Score < 700 11.50

 

(D) Education Loan:-

S. No. Particulars ROI (%)
A 1) Upto Rs.4 Lakh
2) Above Rs.4 Lakh upto 7.5 Lakh
11.00
B Loans over Rs.7.50 lac (where 100%tangible collateral security in the shape of IP enforceable under SARFAESI Act, and/or liquid security is available) 10.00
C Loans over Rs.7.50 lac (Other cases) 12.00
D Loan for pursuing education from premier foreign Universities and Educational Institutes (201) 10.00

 

(E) ADVANCE AGAINST MORTGAGE OF IMMOVABLE PROPERTIES (TL&OD):-

S. No. Particulars ROI (%)
A Value of Security Above 150% 10.50
B Value of Security Above 100% less than 150% 11.50

 

(F) MSME LOAN:-

S. No. Particulars ROI (%)
A SME (All loans Upto 10 Lakh Covered under PMMY) 10.00
B Over Rs.10 Lakh 9.00-9.50*
C Seed Processing Units, Rice Mill & Other Processing Units 9.50

*Note:- As per collateral security given by the applicant.