Take look at our

Interest Rates on Retail and MSME Product

(A) CAR LOAN:-

 

S.  No.

Particulars

ROI (%)

A

1)Govt./PSU Employees/Pensioners,

2)Our Bank’s Employees and Pensioners,

3)Existing retail loan customers whose all loan accounts are running regular,

4)Other customers with CIC Score 750 & Above*

8.60

B

Other customers having CIC score less than 750

9.10

 

 

 

(B) Housing Loan:-

 

S.  No.

Particulars

ROI (%)

A

1)Govt./PSU Employees/Pensioners,

2)Our Bank’s Employees and Pensioners,

3)Existing retail loan customers whose all loan accounts are running regular,

4)Other customers with CIC Score 750 & Above*

8.25

B

Other customers with CIC score less than 750

8.50

 

(C) Personal Loan:-

 

S.  No.

Particulars

ROI (%)

A

CIC Score ≥ 750

10.25

B

CIC Score ≥ 700 less than 750 or with Nil credit history (i.e., -1 or 0)

11.00

c

CIC Score  < 700

11.50

 

 

 

 

 

(D) Education Loan:-

 

S.  No.

Particulars

ROI (%)

A

1) Upto Rs.4 Lakh

2) Above Rs.4 Lakh upto 7.5 Lakh

11.00

B

Loans over Rs.7.50 lac (where 100%tangible collateral security in the shape of IP enforceable under SARFAESI  Act,  and/or liquid security is available)

10.00

C

Loans over Rs.7.50 lac (Other cases)

12.00

D

Loan for pursuing education from premier foreign Universities and Educational Institutes (201)

10.00

 

(E) ADVANCE AGAINST MORTGAGE OF IMMOVABLE PROPERTIES (TL&OD):-

 

S.  No.

Particulars

ROI (%)

A

Value of Security greater than 100% less than 150%

10.50

B

Value of Security greater than equals to 150% less than 200%

10.00

C

Value of Security greater than equals to 200%

9.50

 

(F) MSME LOAN:-

 

S.  No.

Particulars

ROI (%)

A

SME (All loans Upto 10 Lakh Covered under PMMY)

10.00

B

Over Rs.10 Lakh

10.00

C

Seed Processing Units, Rice Mill & Other Processing Units

9.50

*Note:- As per collateral security given by the applicant.